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In addition, customers for this sort of plan might have severe legal or criminal backgrounds. It is very important to keep in mind that different service providers supply a variety of concern ages on their ensured concern policies as reduced as age 40 or as high as age 80 - does life insurance cover funeral costs. Some will additionally supply higher stated value, as much as $40,000, and others will enable much better survivor benefit conditions by boosting the rate of interest with the return of costs or reducing the variety of years till a full survivor benefit is available